Budget Forward is a budget planning app that takes your savings and debts along with your income and expenses and simulates your future financial position. You can also set goals such as repaying or offsetting loans, paying off credit cards and saving for future expenses. Budget Forward will know when you have available funds and allocate them to these goals according to priority

Download on the App Store

Privacy first!

Your data is only stored on your devices and nothing is shared for us – and no need for bank logins!

Budget Health

Our Budget Rings will show you at a glance the health of your budget over the next year.


Our powerful simulator projects your income, expenses, goals and interest for the foreseeable future to help you visualise every change in your plan.


Use any additional income towards goals. Pay off a loan or credit card, or maybe save for something to put a smile on your face.

Spend Safely

See the amount reserved for future expenses in each account so you always know your available balance.

Pocket Accounts

Allocate money from your bank accounts into Pocket Accounts for allowances and goals – without the hassle of opening real separate bank accounts.